How Stellar XLM & Chainlink Enabling Interoperable Microfinance AllinCrypto November 3, 2025
Stellar has announced a new partnership with Chainlink, integrating Chainlink’s Cross-Chain Interoperability Protocol (CCIP), Data Feeds, and Data Streams into the Stellar ecosystem.
The new partnership is a step towards unifying real-world assets (RWA) and decentralized finance, aligning with Stellar’s mission of building an open, inclusive global financial network, providing better access to financial services for the unbanked.
Stellar has been recognized for its real-world use cases in global markets, tokenizing assets, and financial inclusion in regions around the world. How will the new partnership help XLM?
Chainlink x Stellar: Scalable Cross-Chain Finance
By joining the Chainlink Scale program, Stellar has now gained access to the secure, decentralized oracle and interoperability infrastructure that powers almost all crypto DeFi protocols, enabling the network to expand beyond efficiently.
At the heart of the collaboration is Chainlink’s CCIP, a standard for secure cross-chain communication with data on-chain and off-chain.
CCIP enables developers and institutions on Stellar to move assets and data between blockchains without modifying existing token contracts. This tech creates new opportunities for tokenized assets and cross-chain lending.
Stellar developers are now able to utilize LINK’s token-agnostic transfers, allowing any ERC-20 asset to move across networks via pre-audited token pool contracts. These transfers benefit from Chainlink’s security, backed by the same decentralized oracle network (DON) that secures over $100B in total value locked (TVL), processing trillions in on-chain value.
CCIP’s programmable token transfer abilities allow assets and data to move together, enabling automated instructions for smart contracts once tokens arrive.
This reduces the complexity of multi-step financial transactions. For developers and enterprises, this means reduced operational risk, faster settlement times, and a higher degree of trust when it comes to cross-chain interactions. For Stellar, the partnership is a no-brainer, considering what the XLM ecosystem is working towards.
Stellar XLM’s Institutional Vision
Working with Chainlink, Stellar has created a strong strategic link that will contribute to new use cases of the XLM network.
At Stellar Meridian 2025, the XLM community learned more about Stellar’s collaboration with the Brazilian government to enable the real stablecoin, cross-border payments in underbanked regions, and tokenization efforts.
By incorporating Chainlink’s interoperability and data infrastructures, Stellar can now support scalable tokenization, more streamlined institutional DeFi options.
Raja Chakravorti, Chief Business Officer at the Stellar Development Foundation, said joining the Chainlink Scale program was “a natural next step” for Stellar’s long-term vision.
CCIP will allow the network to harness infrastructure trusted by some of the largest players in DeFi and traditional finance alike.
Johann Eid, Chief Business Officer, Chainlink Labs:
“I’m very excited about Stellar joining the Chainlink Scale program and adopting the Chainlink interoperability and data standards.
With the decision to integrate CCIP, Data Feeds, and Data Streams, Stellar is enabling its ecosystem to access the secure and reliable infrastructure needed to support institutional-grade tokenization and seamless cross-chain applications.”
Empowering the Unbanked Through Interconnected Finance
Beyond institutional efficiency, the collaboration works with Stellar’s mission of banking the unbanked and global remittances.
By combining Stellar’s low-cost, high-speed payment network with Chainlink’s cross-chain connectivity, financial service providers can build interoperable products that reach underserved populations. Also known as microfinance, remittances can be powered by blockchain technology on a wider scale thanks to CCIP.
As Stellar continues to record billions in tokenized asset volume and DeFi growth, integrating Chainlink’s CCIP ensures the network remains future-proof, adaptable, and deeply connected to the wider blockchain economy.
The post How Stellar XLM & Chainlink Enabling Interoperable Microfinance first appeared on AllinCrypto.
