How To Earn Passive Income With XRP & RLUSD in 2025 AllinCrypto April 1, 2025
Ripple’s XRP and RLUSD tokens have become some of the most compliant cryptocurrencies in the market now that its lawsuit with the SEC has been dropped.
The RLUSD stablecoin and XRP will gain new freedoms now that the SEC is working on resolving their legal dispute.
Over time, RLUSD and XRP could become lucrative tokens to hold and trade as institutional players take notice and XRPL DeFi grows.
Let’s take a look at various ways that the XRP and RLUSD tokens can be used to earn passive income with staking protocols, DeFi apps and XRP Ledger solutions.
How To Earn Passive Income and Rewards With XRP & RLUSD
Staking XRP
One of the easiest, most straightforward ways to earn passive income on your XRP holdings is to swap them to WXRP (Wrapped XRP) and allocate them to a staking pool or service that provides DeFi staking.
The XRP Ledger does not support traditional staking, but there are staking services for WXRP, supported by a few centralized exchanges and some DeFi protocols.
Synthetic, or off-chain staking can be done with WXRP but there are risks involved. Some staking contracts need to be audited correctly otherwise funds that you allocate to a protocol could be lost if the staking contract is compromised.
As a result, staking WXRP is not for the faint of heart. If you must, it’s best to find a reputable DeFi staking service on the Ethereum network and allocate WXRP to that protocol for a short period of time.
Staking RLUSD
Staking RLUSD is a lot safer and could be more profitable since RLUSD, as a token, was designed for the possibilities of staking.
Since the launch of RLUSD in late 2024, multiple staking services have appeared on centralized exchanges and DeFi protocols on multiple networks.
Uphold, a crypto exchange, is currently offering RLUSD staking with up to 5% rewards when users allocate the RLUSD stablecoin.
In the near future, more options for staking RLUSD will be introduced now that Ripple has gained new regulatory freedoms. Ripple’s stablecoin is set to grow throughout 2025 due to institutional adoption and DeFi reliance on stablecoins as the total market cap for stablecoins reaches $300 billion.
Yield farming with XRP and providing Liquidity
Traders are able to allocate WXRP tokens to liquidity pools to earn from token trades on decentralized trading platforms on the Ethereum network.
By allocating tokens for liquidity, you are able to earn trading fees from the exchange as a reward.
Providing liquidity can be lucrative but you must be aware of the risks that come with it such as impermanent loss when tokens become volatile and be aware of DeFi exploits.
It’s better to provide liquidity for an extended period of time and allocate to a pool at a good time in the market to avoid impermanent loss which reduces the size of your liquidity when a token goes down.
Using RLUSD to provide liquidity
Liquidity pools are also available for RLUSD on decentralized exchanges. Uniswap, a leading DEX on Ethereum, allows users to allocate RLUSD to a liquidity pool by pairing it with another token.
An example would be a liquidity pool accepting ETH and RLUSD allocations, allowing users to earn passive income on trades done via Uniswap.
XLS-30: An AMM for XRP Ledger
On the XRP Ledger, XLS-30 will introduce an AMM (automated market maker) to the XRPL DEX mainnet.
XLS-30 will come with features suitable to usually decentralized ecosystems such as yield farming, and liquidity options as part of a non-custodial automated market maker.
From Ripple:
“The XRP Ledger’s decentralized amendment process plays a crucial role in the adoption of new features like the AMM. This has meant that the journey toward integration has been a long one”
The XRPL XLS-30 initiative was first proposed in July 2022, in February 2025, XLS-30 went live on XRPL mainnet, introducing new liquidity options for DeFi on XRP Ledger which has been gradually coming along.
In the near future, Ripple may have plans for the XRP Ledger to become a leading decentralized financial ecosystem in the crypto market, where users can access DeFi apps and engage in various crypto solutions and services.
How to Earn Crypto Rewards With XRP and RLUSD in 2025
Earning rewards and passive income with XRP in 2025 can be done with easy access to decentralized financial protocols and applications on Ethereum and soon, XRP Ledger.
Being able to swap to WXRP opens many avenues for traders to earn XRP passively if they prefer to not swing trade their investments.
With the RLUSD stablecoin, earning passive rewards has been made easier with regulatory methods available on leading exchanges and popular DeFi platforms with proven security track records.
In 2025 there’s no better time to start earning with RLUSD or XRP with an upcoming XRP ETF and greater regulatory freedoms coming to the Ripple ecosystem this year, which could serve as catalysts for the token.
The post How To Earn Passive Income With XRP & RLUSD in 2025 first appeared on AllinCrypto.
