Chainlink Is King: Swift & Major Banks to Use Link for Global Finance AllinCrypto September 30, 2025
Chainlink has announced that leading banks, including DTCC and SWIFT, will be working with Chainlink’s oracles to innovate TradFi.
In partnership with Swift and 24 financial institutions, Chainlink has completed the second phase of an initiative that will standardize and streamline corporate actions.
By combining blockchain technology, artificial intelligence, and Chainlink’s oracle solutions, the platform will deliver validated and structured corporate actions. How can other networks compete?
Transforming Corporate Actions with Chainlink
Corporate actions, such as dividends, mergers, and stock splits, can be complex within the traditional banking world, affecting thousands of participants and costing the industry around $58 billion each year.
Chainlink’s solution, aiming to save banking institions money and time, will leverage LINK’s Runtime Environment (CRE) to bring multiple AI models up to speed, including large language models to extract structured data from “unstructured” announcements.
The CRE will then be able to transform validated data into ISO 20022-compliant messages for transmission over Swift, while also distributing that same valuable information across public and private blockchain networks via Chainlink’s Cross-Chain Interoperability Protocol (CCIP).
This hybrid approach creates a record for each corporate action, an auditable, real-time source that can also be simultaneously accessed by custodians and participating third parties. By doing this, Chainlink is addressing and solving inefficiencies in global asset servicing, which, at Sibos 2025, is groundbreaking.
Chainlink, supported by DTCC, which has been a long-time partner, is now set to support international banks in a $58B issue. The integration comes as Swift announced plans to launch its own distributed ledger for faster and cheaper cross-border payments.
Swift’s network, powered by blockchain technology, will utilize Chainlink oracles in some form alongside planning with Consensys, part of the Etheruem ecosystem and the creators of the Metamask web3 wallet.
Chainlink is King? Implications of Mass Institutional Adoption
Chainlink’s partnership and collaboration with Swift, DTCC, and leading banks, including UBS and ANZ, highlight Chainlink’s growing appeal to institutional finance.
Unlike XRP and XLM, which are often positioned as digital payments or settlement tokens, Chainlink’s value proposition centers on data delivery and solving a problem that settles it between DeFi and TradFi, with competitors yet to appear.
Chainlink, as a critical layer in bridging traditional finance with blockchain technology, could pose a threat to the adoption of the XRP Ledger and Ripple’s services by deciding to use CCIP instead of relying on Ripple’s networking.
Like Swift has done, their upcoming DLT will use Chainlink, but that doesn’t mean there’s no space for Ripple. Payments on Ripple are still some of the fastest and cheapest in web3, allowing finanical services to access bounties of liquidity.
Is This a New Era for Global Finance?
The integration of Chainlink’s oracle technology with Swift and financial institions can lay the path for tokenized equities and other on-chain financial instruments.
With a real-time source of corporate actions data across the world, smart contracts can reference these records across multiple networks, helping to reduce settlement issues and operational risks.
This type of interoperability is specific to oracles and is not a feature of tokens like XRP or XLM, or Hedera HBAR, which primarily focus on payment settlement and tokenization.
As more institutions adopt tokenized assets and DeFi solutions on regulated networks, Chainlink’s role as a oracle provider could increase substantially.
Usage of Chainlink may open the door to traditional institutions exploring what other networks in web3 are able to do, such as Stellar, Hedera, and XDC, networks which are familiar with insitonal payments and standardized with ISO 20022 readiness.
Future of Chainlink in Tradfi
Chainlink’s next leap will be one to watch as the network, pushed by DTCC and others, is quickly becoming an institutional favourite.
The Chainlink Reserve, worth $7.9M as of September 30, 2025, is collecting revenue from institutional use cases and storing them as LINK tokens. Over time, investors may see supply shocks.
In the traditional markets, Chainlink ETFs are closer than ever before as the SEC’s new generic listing standards allow crypto ETFs to skip ahead of the line when it comes to gaining approvals. Towards the end of 2025, LINK ETFs may be tradable on the NYSE.
All these institutional benefits pave way for investors to imagine higher than usual prices for LINK. In the meantime, networks like Stellar and XRPL may see increased interest from the US finanical system following Chainlink’s success, paving a way for real collaborations between TradFi and DeFi.
The post Chainlink Is King: Swift & Major Banks to Use Link for Global Finance first appeared on AllinCrypto.
